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What is a home warranty?

A home warranty starts where your homeowner's insurance stops. Whereas home insurance protects your stuff when disaster strikes, a home warranty will protect your stuff when life strikes. If your washing machine was destroyed in a flood your homeowner's insurance should fix it but if it’s just old and it breaks down, your insurance will not help you out. A Home Service Club home warranty, however, will help you when that old washing machine breaks down. After all, you still need it.

Affordable coverage

HSC Warranty offers a number of affordable home warranty plans that vary depending on your desired level of coverage.

Standard Coverage

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The standard coverage plan provides coverage for many of the primary systems and major appliances in your home including electrical systems, your water heater, refrigerator, dishwasher, and more.

Comprehensive Coverage

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The comprehensive coverage plan covers everything in the standard plan, but also some items that the standard plan doesn’t cover. Our comprehensive plan covers additional home systems including elements like ductwork, smoke detectors, and doorbells.

The Home Service Club brings you peace of mind

As careful as you may be with them, the systems and appliances in your home unexpectedly break down. With an HSC Home Protection Plan, you no longer have to worry when something goes wrong. We will help you get it repaired by a qualified service contractor or simply get it replaced. Home warranty insurance means less worry, less hassle, and lower expenses.

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Why should I choose HSC?

People feel The Home Service Club is the best choice for a home warranty because:

  • We have a devoted staff of local service providers ready to help
  • If your item can’t be fixed, we’ll replace it
  • We are always improving our processes to bring you the best service across 49 states
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Why you should consider a home warranty

Homeowners

While there are many benefits of homeownership, there are undoubtedly some drawbacks. The unfortunate fact of the matter is that most homes experience two mechanical failures each year. With HSC’s home warranty, you can avoid unexpected appliance and home system repair or replacement expenses, as well as the hassle that comes with them.

Homebuyers

If you are buying a home, you’ll be responsible for any and all system and appliance repairs, unless you have a home warranty. Many homebuyers seek out a home that includes a home warranty plan with the purchase. If a plan is not included in the purchase of a home, numerous buyers quickly consider buying home warranty plans to fit their needs, offering the protection they desire. An HSC home warranty plan is a great option for many buyers.

Homesellers

A home warranty can be an attractive add-on when selling your home, giving buyers additional confidence in their purchase and enabling the seller to sell at a higher price. HSC can also help protect your home's systems and appliances while your home is on the market, ensuring that you will not lose a potential buyer in case of a system or appliance failure. This way you can focus on your next home and avoid worrying about the one you are trying to sell.

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Professional home
maintenance tips

HSC Warranty is committed to providing you with the assurance and information you need to keep your home in top shape.

Read our tips

Some Common Questions About Home Warranties

  • What is the best home warranty?

    The best home warranty is one that offers flexible plans with generous coverage, minimal exclusions, and excellent customer service.

  • How much does a home warranty cost?

    The annual price of a home warranty can vary greatly depending on your plan and the number of covered items, systems, or appliances. Some plans can be as affordable as $36 per month. Often, the cost of a home warranty plan is lower than the high price you would pay to cover several costly repairs.

  • How long does home warranty last?

    A home warranty lasts as long as you continue to renew it. Many plans, like the ones we offer at HSC for example, have a one year service contract, and can be renewed annually.

  • Who pays for a home warranty?

    A home warranty plan is typically paid for by you as the homeowner. In some cases, landlords may purchase home warranty plans to protect their rental home.

  • Do home warranties cover HVAC?

    Many home warranties do cover HVAC repairs. Our standard home warranty plan does include HVAC coverage, or coverage of the air conditioner and heater.

  • What does a home warranty cover?

    Most home warranty providers offer coverage on appliances including washers and dryers, air conditioning units, refrigerators, dishwashers, and ovens. Many home warranty plans will also include coverage on heaters, plumbing systems, electrical systems, and roofs.

  • Do I need a home warranty?

    If you want to protect the functioning items in your home, you’ll want a home warranty plan. Unlike traditional homeowners insurance, home warranties can cover items that fail or break down due to simple wear and tear. Many home warranty plans will also include maintenance and service to help extend the life of many essential home system components beyond the manufacturer warranty.

  • How does a home warranty work?

    When you purchase a home warranty plan, you will not need to pay for any appliance repairs or system replacements that are listed as covered items under your plan. You won’t need to worry about buying parts or new appliances, or even calling and scheduling a time with a service contractor. Home warranties cover it all so you can have peace of mind each day knowing that you won’t have to stress if anything falls apart.

  • How do I get a home warranty?

    Sometimes, home warranty companies will team with real estate professionals and agents to provide them with real estate home warranty plans. Those who work with a realtor or other real estate professional may be able to approach them to see if they can offer any special home warranty plans. You can also contact a home warranty company directly. Here at HSC, we are always ready and willing to answer any questions you may have about home warranties.

  • What does HSC warranty do?

    We are a home warranty company dedicated to protecting your valuable home systems and items. If we can’t repair it, we will replace it. Get the peace of mind that only comes with quality home warranty coverage and top-tier professional home repairs for home systems and appliances that break most!

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