‘How Much Does a Home Warranty Cost?’ and Other Common Questions

‘How Much Does a Home Warranty Cost?’ and Other Common Questions

Home warranties can be confusing at times. What exactly is a home warranty? How much does a home warranty cost? How is it different from homeowners insurance? What’s covered under a home warranty? How do you go about utilizing your home warranty? There are several questions that often circulate about home warranty plans. We’re here to provide some clarity and help you better understand the ins and outs so you can decide if a home warranty is right for you. Next, we’ll walk you through how to go about picking the best home warranty for your needs, so you can shield yourself against costly repairs.

How Much Does a Home Warranty Cost?

First and foremost, you’re probably interested to know just how much you’ll spend on a home warranty. The answer isn’t always as cut and dried as you might hope. The cost of a home warranty can vary depending on a number of factors including the number of items you want covered, the plan you choose, and how comprehensive you want your coverage to be.

Also, home warranty costs will differ from one company to the next. Like with any business, you usually get what you pay for, so the cheapest option might not be the best for your needs. Be sure to do your research and find a reliable and honest home warranty company. Wondering how much it costs to get a home warranty from HSC? Give us some basic information and we’ll give you a free quote. Or you can always call us at (800) 601-1009.

What Is the Difference Between a Home Warranty and Homeowners Insurance?

A home warranty covers certain systems and appliances in your home. Homeowners insurance protects your home, while a home warranty protects the systems and appliances that keep your home running. For instance, while your insurance might cover damages to the structure of your home, a home warranty may cover your heating system and refrigerator. Home warranties might cover anything from plumbing and electrical systems to your oven, dishwasher, and dryer. Sometimes real estate agents purchase home warranty plans as an added perk for those who buy homes from them.

What Is Covered Under a Home Warranty?

Home warranty coverage can vary depending on the plan you select. Standard coverage at HSC includes air conditioning systems, heating systems, plumbing systems, water leaks, water heaters, electrical systems, ceiling fans, central vacuums, the garbage disposal, and the garage door opener. You can also add on additional appliance coverage and coverage for a pool, a well pump, and much more. Depending on the home warranty company, you may be able to customize a home warranty plan to your specific needs.

How Do You Use Your Home Warranty?


To use your home warranty, you simply need to call the home warranty company and notify them of an issue with your covered system or appliance. They will usually send out a trained professional to repair or replace the covered item. At HSC Warranty, we will repair or replace your product so long as it is covered under the plan you select and you meet the deductible.

Is a Home Warranty Worth It?

Yes. If you want to avoid the untimely and costly repairs that pop up when owning a home, a home warranty is your best friend. For a reasonable yearly cost, you can get great coverage on many of your home’s appliances and systems. That way, if something breaks down (as it does in the average American home), you can have the peace of mind that it’ll be fixed without the need for astronomical repair bills.

How Do You Uncover the Best Home Warranty Plans?

Take some time to determine the most valuable systems and appliances in your home. Decide on the coverage you need. Search for home warranty plans that offer sufficient coverage. Beyond just coverage, you’ll want to look for a home warranty company that provides timely and professional service. You want a company that will put you first as the customer and be reliable and transparent.

What Should You Do Next?

If  you’d like the peace of mind that comes from a home warranty plan, simply reach out to us. We’re happy to talk about your unique needs and find a plan that will fit them perfectly. Call us at (800) 601-1009, or get a free quote. A home warranty tailored to you could be right around the corner, so get started!