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What are the Benefits of a Home Warranty?

Home is where the proverbial heart is and one of the benefits of a home warranty is that it will help keep that home intact by protecting your possessions from aging and other factors that result in their inevitable break down.

As a homeowner, various home warranty benefits will help protect your home from costly repairs and if you're renting your home, a home warranty will both protect your renters from similar emergency repairs as well as help protect you from breaks your renters cause.

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Why The Home Service Club?

With a decade of service behind it, HSC Warranty is committed to providing you with the service, assurance, and information you need to keep your home in top shape. The Home Service Club will eliminate the hassle, frustration, and expense of repairing or replacing covered home appliances and mechanical systems which break down due to normal wear and tear. By purchasing a home warranty with HSC, you'll have the peace of mind that comes with protection against unpredictable breakdowns.

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Covered With Our Home Warranty

If you're on the fence about purchasing a home warranty, ask yourself if you think you could afford to fix a problem yourself? If a fix isn’t possible you need to ask yourself another question, “Can I afford to replace this myself?”

Below are just some of the things that will need to be repaired or replaced in a home some time.

All of these are covered by our home warranty plans.

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Refrigerator is one of the most relied upon appliances in your home. A breakdown can cause water leaks, spoilage, bad odor, and much more. The Home Service Club will pay for covered diagnosis, repair, or replacement of your refrigerator when such breakdowns occur.

Learn More About Our Refrigerator Home Warranty Coverage.
  • $395 - $750

    Without Home Warranty Coverage

  • $85 - $236

    Without Home Warranty Coverage

  • $195 - $779

    Without Home Warranty Coverage

  • $235 - $987

    Without Home Warranty Coverage

  • $437 - $4,233

    Without Home Warranty Coverage

  • $412- $1,151

    Without Home Warranty Coverage

  • $482 - $3,029

    Without Home Warranty Coverage

  • $282 - $544

    Without Home Warranty Coverage

  • $148 - $440

    Without Home Warranty Coverage

The Home Service Club covers up to 50 different systems and appliances to ensure that you get the coverage your home needs. We’ve got you covered. It’s as simple as that.

*Average repair and replacement costs are before any deductibles and/or rebates and are based on actual jobs done for our customers in 2015-2017. Repairs for systems and appliances may vary, please check your selected plan and terms and conditions for specifics of coverage and limitations. Further reproduction or use is expressly prohibited.

This is how a Home Warranty with
The Home Service Club® works

Select your Home Warranty coverage

HSC offers different plan options to ensure you get the coverage you need for a budget you can afford. When you select your plan and set your desired deductible, you will also be able to customize your plan with many available extra coverage options including our Utility & Service Line coverage package.

Standard Coverage

home warranty condenser unit and fridge

18 Essential Systems & Appliances

Comprehensive Coverage

home warranty ac and washing machine

33 Critical Home Systems & Appliances

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A covered item has stopped working?
The Home Service Club has you covered.

Request Service

When a covered item breaks, requesting service is easy. Simply submit a claim online any time, 24 hours a day, 7 days a week, or call us at (800) 601-1009. You should automatically receive a claim confirmation e-mail.

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We Will Send A Repairman

We will dispatch a qualified local service provider for the requested trade to your home. The professional technician will diagnose the issue and provide an estimate. You will pay your pre-set deductible amount towards any a covered repair. Our service and network of over 12,000 contractors currently cover 49 states. Compare Plans

Common questions about home warranties and answers.

  • Do I have to get a home inspection done before buying a home warranty from The Home Service Club?

    No. Neither a home inspection nor maintenance records are required in order to purchase a home warranty from The Home Service Club. There are also no age requirements for covered systems and appliances.

  • Doesn’t my home owners insurance cover my home systems and appliances?

    Not for breakdowns. Homeowner’s insurance and a home warranty have different perils which they cover. For example, most common home insurance policies will cover some appliances and systems from covered perils such as fire and lightning. However it will not cover the inevitable breakdowns of your systems and appliances due to normal wear and tear. A home warranty, consequently, will not cover accidents or natural disasters but will cover wear and tear breakdowns from normal use of the item. Home warranties are designed to fill in the gaps in most homeowner’s insurance plans.

  • The systems and appliances in my home are old. Does that increase my premiums?

    No. The age of your systems and appliances does not matter and has no effect on your premiums. The cost of the home warranty is based on other factors such as the size, type, and location of your home as well as the type of plan and deductible that you select.

  • How much do I have to pay when I request service?

    You will pay a pre-selected deductible, also called the Trade Service Call Fee, for any approved repair or replacement. The amount of the deductible can be selected at the time of purchase of the plan or within the first 30 days of coverage.

  • Are there any limitations or exclusions to my coverage?

    What systems and appliances your HSC Home Warranty Plan covers depends on which plan and options you select at the time of purchase. The coverage applies to normal wear and tear and not to outside forces such as a flood or a fire. For example, if your central air conditioner stops working from normal wear and tear, we would cover it. But, if a rodent chews through the components of the air conditioner, we would not cover it as that would not be normal wear and tear. For full details on all of the exclusions and limitations please view our sample contract.

  • What happens if the certified technician is unable to fix an appliance or a system?

    In a case where we determine that the covered system or appliance cannot be fixed, or is beyond economical repair, our agents will offer a replacement option or suggest another solution, where possible. The Home Service Club explores different options to ensure that the best decisions are made for your home on every claim.

Difference between Home Warranty and Home Insurance?

Homeowner’s insurance helps protect your home from accidents and natural disasters. Common covered perils are fire, lightning, or windstorm.

Your Home Warranty helps protect your home from the inevitable breakdowns of the home’s covered systems and appliances and the expensive costs of repairing or replacing them.

View our Sample Contract for general exclusions and limitations

Home Insurance

covers the possible
Examples of covered perils: fire, lightning, hail, windstorm, vandalism and malicious mischief. Does not cover: normal wear and tear.

Home Warranty

covers the inevitable
Covers breakdowns due to normal wear and tear. Examples of covered categories: HVAC stops working, refrigerator breaks, water leaks, toilet back-ups, oven stops working.

Save Your Hard Money

The Home Service Club is in the business of helping you save money on your home. We do this with our home warranty programs that will repair and replace the parts of your home that are not covered by your homeowner’s insurance plan.

You worked hard to save enough money to buy your home and although homeownership has costs associated with it, there’s no reason why repairs and replacements should leave you without the means to live your life.

That’s why the Home Service Club is here, to protect you and your home from the unexpected. With a home warranty from the Home Service Club you no longer have to worry about that next emergency repair.

To put it simply, a Home Service Club home warranty means, “No worries. Just service.”

We Have Earned National Recognition &
Multiple Awards for Home Warranty Service

Customer Reviews of Our Home Warranties

  • The customer care gentleman at the Home Service Club was excellent. He was professional and efficient. He helped me complete the claim. It took less than five minutes over the phone. The next day a plumber arrived in my house to repair the leak under my bathroom sink.

    March 1st, 2019

  • Our dryer went out just before President's day. My husband entered the claim online. Jonathan, the appliance repairman was polite and professional. Since the repair, Yesterday, I have dried three washes. The machine works fabulously.

    February 28th, 2019

  • We have had this warranty for three years. Anytime that I have trouble, I call in the claim. My experience is that the customer care is courteous and knowledgeable about everything in the home. I called two weeks ago about a dishwasher issue. The technician that arrived was professional and did it very clean job.

    March 2nd, 2019


Home warranty